PAY · TRANSFER · GROW

Money that moves at the speed of you

Send, receive and grow your money worldwide. One secure wallet for payments, P2P transfers, merchant tools and a non-custodial crypto wallet — your keys, your coins.

Open your free account For business
Countries supported
100+
Average transfer time
0.5s
Human support
24/7
Security & encryption
Bank-level

Everything your money needs

One account for spending, sending and growing — built to the standard of a global digital bank.

Secure

Bank-level security keeps your money and data safe. Double-entry ledger, encrypted storage, 2FA.

Fast

Instant transfers and payments worldwide. Your money arrives in seconds, not days.

Global

Borderless payments in 100+ countries and growing. Local methods, global reach.

Grow

Smart tools to help you manage and grow — analytics, merchant tools and more.

Up and running in minutes

  1. 01

    Open your wallet

    Sign up in minutes. Verify once, then deposit by card, PayPal, Zelle or bank transfer.

  2. 02

    Pay & transfer

    Send to friends instantly, pay merchants with QR codes, payment links or invoices.

  3. 03

    Track & grow

    Follow every cent with real-time analytics and grow with smart business tools.

NON-CUSTODIAL CRYPTO

Your keys. Your coins. Always.

Send and receive USDT and BNB on BEP20 with a wallet whose keys never leave your device. PayAer never holds your crypto — we simply make using it effortless.

Explore the crypto wallet
  • Keys generated & stored on your device only
  • USDT & BNB on BSC (BEP20) with live confirmations
  • No platform custody — not even for a second

FOR BUSINESS

Get paid like a global company

QR codes, payment links, invoices and a full merchant API — with transparent fees and next-level reporting.

Explore merchant tools

QR payments

Accept in-person payments with a scan.

Payment links

Share a link, get paid anywhere.

Invoices

Professional invoices with tracking.

Analytics

Revenue insights in real time.

Ready to move your money forward?

Join PayAer today — free personal accounts, transparent business pricing, no hidden fees.

Create your account